Key insights

• 🌟 🌟 David Schwarz envisions integrating hundreds of billions of real-world assets into the XRP system, promising substantial market advantages.
• 💼 💼 The potential to hedge against price fluctuations represents a multi-trillion dollar opportunity for savvy investors.
• ⚡ ⚡ Faster trades and predictable fees on the XRP ledger eliminate the complexities and risks associated with traditional smart contracts.
• 🔒 🔒 Security risks are significantly reduced with the XRP system compared to conventional smart contracts, offering a safer alternative.
• 🏦 🏦 Scaling usability within blockchain land registries has been challenging, particularly with networks like Solana facing meme coin issues.
• 🚀 🚀 Investing in Sooie is a promising move, projected to see a rise in tokenized assets worth hundreds of billions soon.
• 🤝 🤝 Community collaboration is crucial as showcased at Apex 2025, highlighting the diverse participants within the Ripple ecosystem.
• 🌍 🌍 Tokenizing real-world assets is vital for driving DeFi mass adoption, aiming to fulfill key financial needs such as loans and investments.

Q&A

• What are the future prospects for XRP and its costs in transactions? 🌟

  The future of XRP appears promising, particularly in light of recent legal developments that could enhance its ecosystem. Schwarz explains that as tokenization of financial assets continues to grow in relevance, the cost of using XRP for large transactions is a critical consideration. Speculation regarding potential XRP prices for 2030 continues, with various estimates in circulation. There is also excitement about possible collaborations between XRP and Cardano, which could further enhance opportunities in DeFi.

• Why is tokenization of real-world assets crucial for DeFi adoption? 🌍💸

  Tokenizing real-world assets is seen as a critical element in driving mass adoption of decentralized finance (DeFi). Schwarz notes that for DeFi to fulfill essential financial service needs, such as loans, payments, and retirement funds, it must effectively support these services through the XRP ledger. Recent developments, including EVM support for smart contracts, are aimed at attracting new builders to the platform, indicating that the potential market for these services could far exceed the current scale of DeFi applications.

• What was the main theme of the Apex 2025 event? 🤝

  David Schwarz expresses a strong emotional connection to the XRP ledger and its evolution over the last decade, particularly during the Apex 2025 event. This gathering showcases a diverse community including both institutional and smaller players. Initially aimed at fostering technical collaboration among developers, Apex has transformed to also embrace XRP enthusiasts and institutional stakeholders, highlighting the significance of community collaboration across various perspectives.

• Is investing in Sooie a good option right now? 🚀

  Investing in Sooie at $150 appears promising, with expectations for significant tokenized assets to emerge within the next five years. However, it is recommended to consult a financial advisor before making investment decisions. Currently, Sooie is viewed as a more favorable option compared to other alternatives like Slum, with a broad range of tokenized assets expected to enter the market. This emphasizes the ongoing importance of blockchain for ensuring asset ownership and auditing.

• How does XRP compare to competitors like Solana in blockchain usability? 🪙

  Schwarz discusses the competition among blockchain ledgers, emphasizing challenges like usability and transaction visibility. Networks such as Solana face issues due to their complex shard structure, which complicates the examination of transactions. Additionally, the high volume of meme coins adversely impacts Solana's overall reputation and value, highlighting the need for improved integration and user-friendly features in blockchain technology.

• What is the potential of integrating real-world assets into the XRP system? 💰

  David Schwarz believes that integrating hundreds of billions of real-world assets into the XRP system presents significant market opportunities. This shift can create a multi-trillion dollar market, especially as it allows for hedging against price fluctuations. Additionally, XRP facilitates faster trades with predictable fees, reducing the reliance on traditional smart contracts that often come with security vulnerabilities.

• 00:00 David Schwarz discusses the potential for integrating hundreds of billions of real-world assets into the XRP system, emphasizing market opportunities and advantages over traditional smart contracts. 💰
• 01:42 Exploring competition in blockchain ledgers, noting the challenges of usability and transaction visibility, particularly in networks like Solana, which is heavily influenced by meme coins. 🪙
• 03:21 Investing in Sooie at $150 seems promising, with an expectation of significant tokenized assets emerging in the next five years. 🚀
• 05:00 David Schwarz expresses deep emotional connection to the XRP ledger and reflects on its evolution over the past decade, emphasizing community collaboration at Apex 2025. 🤝
• 06:41 Tokenizing real-world assets on the blockchain is a major shift that could drive mass adoption of decentralized finance (DeFi), fulfilling essential financial service needs like loans and investments. 🌍💸
• 08:28 The discussion centers around the future of XRP and its potential role in the financial tokenization of assets, especially after recent legal developments. The dialogue also touches on the cost dynamics of using XRP for large transactions and explores potential price predictions for XRP over the next decade. 🌟